Bajaj Housing Finance Share Price – Complete Guide 2025
Introduction
When it comes to making an investment in India’s monetary quarter, Bajaj Housing Finance Limited (BHFL) is one of the most talked-approximately corporations. As a part of the distinguished Bajaj Finserv organization, the enterprise has carved out a gap inside the housing finance marketplace with the aid of providing loans for homebuyers, builders, and businesses. bajaj housing finance share price.
For buyers, Bajaj Housing Finance proportion charge has turn out to be an essential metric to analyze before making funding selections. In this exact guide, we are able to speak its modern-day share fee, ancient performance, organization profile, financial fitness, marketplace function, and destiny increase prospects.
Bajaj Housing Finance Share Price Today
Since Bajaj Housing Finance Limited isn’t without delay indexed on stock exchanges (as of 2025), its proportion fee cannot be tracked like other indexed businesses. However, it’s far a thoroughly-owned subsidiary of Bajaj Finance Limited (BFL), and therefore, Bajaj Finance’s share price performance indirectly influences the valuation of Bajaj Housing Finance.
Let’s take a look at Bajaj Finance’s share fee as a proxy:
| Particulars | Details (As of August 2025) |
|---|---|
| Company Name | Bajaj Finance Limited |
| Subsidiary | Bajaj Housing Finance Limited |
| Current Share Price | ₹7,200 (approx) |
| Market Cap | Over ₹4,30,000 Crore |
| Sector | NBFC – Housing Finance |
| NSE Symbol | BAJFINANCE |
| BSE Symbol | 500034 |
👉 Investors interested by Bajaj Housing Finance have to hold song of Bajaj Finance Limited’s inventory charge, since it displays the valuation and overall performance of its housing finance arm.
About Bajaj Housing Finance Limited
Bajaj Housing Finance Limited (BHFL) turned into incorporated as a entirely-owned subsidiary of Bajaj Finance Limited to awareness exclusively on housing loans. Over the years, BHFL has come to be one of the fastest-developing housing finance organizations in India.
Key Business Segments
- Home Loans – For salaried and self-hired people.
- Loan Against Property – For enterprise and private desires.
- Developer Finance – Loans to developers and developers.
- Leasing & Corporate Loans – For businesses increasing in actual property.
Core Strengths
- Backed by means of Bajaj Finserv Group
- Strong economic basics
- Wide consumer base
- Competitive hobby costs
Bajaj Finance (Parent Company) Share Price Historical Trends
Since BHFL is unlisted, we depend on Bajaj Finance’s share rate developments. Let’s examine its historical overall performance:
| Year | Opening Price (₹) | Closing Price (₹) | Annual Return (%) |
|---|---|---|---|
| 2018 | 1,780 | 2,520 | +41% |
| 2019 | 2,530 | 4,310 | +70% |
| 2020 | 4,320 | 4,890 | +13% |
| 2021 | 4,900 | 6,900 | +40% |
| 2022 | 6,920 | 6,500 | -6% |
| 2023 | 6,510 | 7,020 | +8% |
| 2024 | 7,030 | 7,180 | +2% |
| 2025 (Aug) | 7,200 (Current) | – | – |
✅ This steady growth indicates why buyers are bullish approximately Bajaj Finance & its subsidiaries like Bajaj Housing Finance.
Bajaj Housing Finance Financial Performance
While BHFL does no longer have an instantaneous proportion fee, its economic reviews offer an indirect valuation.
| Financial Metric | FY 2022 | FY 2023 | FY 2024 |
|---|---|---|---|
| Revenue (₹ Cr.) | 7,800 | 9,200 | 10,450 |
| Net Profit (₹ Cr.) | 1,240 | 1,540 | 1,850 |
| Loan Book (₹ Cr.) | 55,000 | 62,500 | 70,300 |
| Gross NPA (%) | 0.9% | 0.85% | 0.80% |
👉 Strong increase, low NPAs, and regular earnings make BHFL an appealing subsidiary underneath Bajaj Finance.
Why Investors Track Bajaj Housing Finance Share Price?
- Indirect Investment Opportunity – Investors should purchase Bajaj Finance shares to benefit publicity to BHFL.
- High Growth Market – India’s housing finance market is booming due to urbanization and government initiatives.
- Low NPA Levels – Financial balance makes it a safer wager.
- Diversified Loan Portfolio – Covers retail, corporate, and developer segments.
- Bajaj Brand Trust – Strong emblem price will increase investor self assurance.
Future Predictions – Bajaj Housing Finance Share Price Outlook
Though BHFL is unlisted, analysts consider it is able to go public (IPO) inside the destiny. If that happens, its valuation can be directly seen inside the marketplace.
Growth Drivers for Future:
- Rising demand for housing loans in India.
- Supportive government housing rules.
- Expansion in Tier-2 and Tier-3 towns.
- Digital lending platforms for smooth approvals.
Forecast for Bajaj Finance (Parent Company):
| Year | Expected Price Range (₹) | Growth Potential |
|---|---|---|
| 2025 | 7,000 – 7,500 | Moderate |
| 2026 | 7,600 – 8,200 | Positive |
| 2027 | 8,300 – 9,200 | Strong |
| 2030 | 11,000 – 12,500 | Very Strong |
✅ If Bajaj Housing Finance launches an IPO in the coming years, its percentage charge might be valued around ₹400-600 according to proportion (predicted variety based on housing finance peers).
Risks Associated with Bajaj Housing Finance Investment
- Unlisted Status – Direct funding now not feasible yet.
- Interest Rate Risks – Rising RBI repo quotes ought to effect loan demand.
- Real Estate Slowdown – Housing market fluctuations might also affect increase.
- Competition – Faces strong competitors like HDFC Ltd, LIC Housing Finance, PNB Housing, and so forth.
Comparison with Peers
| Company | Market Cap (₹ Cr.) | P/E Ratio | NPA (%) | Growth Rate |
|---|---|---|---|---|
| Bajaj Housing Finance (Unlisted) | Subsidiary of Bajaj Finance | NA | 0.80% | High |
| HDFC Ltd | 5,20,000+ | 28 | 1.2% | Strong |
| LIC Housing Finance | 45,000+ | 12 | 1.8% | Moderate |
| PNB Housing Finance | 18,000+ | 10 | 2.2% | Moderate |
👉 Bajaj Housing Finance sticks out because of its low NPAs and strong logo backing.
How to Invest in Bajaj Housing Finance?
Currently, you can’t without delay put money into Bajaj Housing Finance as it’s miles unlisted. However:
- You can buy Bajaj Finance stocks (NSE: BAJFINANCE, BSE: 500034) to in a roundabout way invest in BHFL.
- Keep song of IPO information for Bajaj Housing Finance.
- Explore Pre-IPO unlisted shares marketplace in which some brokers deal in unlisted stocks.
Key Takeaways
- Bajaj Housing Finance percentage rate isn’t without delay available as the company is unlisted.
- Investors ought to music Bajaj Finance’s inventory overall performance for oblique publicity.
- Strong financials, low NPAs, and growth potentialities make it a solid business enterprise.
- Possible IPO in the future ought to offer direct investment possibilities.
Conclusion
Bajaj Housing Finance has emerged as a key participant in India’s housing finance sector. While it stays unlisted, investors can take part in its boom story via Bajaj Finance stocks. With sturdy basics, high growth ability, and industry-main financial performance, Bajaj Housing Finance is well-placed to advantage from India’s booming real estate zone.
